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XINNIX GROUND SCHOOL EXAM WITH QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS | ALREADY GRADED A+

XINNIX GROUND SCHOOL EXAM WITH QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS | ALREADY GRADED A+

XINNIX GROUND SCHOOL EXAM
WITH QUESTIONS AND CORRECT
DETAILED ANSWERS (VERIFIED
ANSWERS | ALREADY GRADED A+
On an FHA loan the upfront MIP should be
included when calculating cash-to-close. -
ANSWER-False
The borrower must have 5% of their own funds
when putting 15% down on a primary residence.
(FNMA) - ANSWER-False
When adjusting a 1-Year ARM with 2/6 caps,
the rate at the beginning of year 2 will be
determined by the Start Rate + Annual Cap or
the Fully-indexed rate, whichever is less. -
ANSWER-True
The maximum LTV for an FHA cash-out
refinance is 80% - ANSWER-True
Income or losses derived from partnerships can
be located on Schedule K-1 of a borrower;s
personal tax return. - ANSWER-False
A borrower purchased a home on January 15th
and is moving in on March 2nd. How many
days from purchase to move in? (For non-leap
years only) - ANSWER-46 days
What is the funding fee for a veteran

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